Important
This product is designed to meet the demands and needs of those who wish to insure their gadgets against theft, accidental damage, breakdown, and for mobile phones, tablets and smartwatches. The product optionally extends to cover accidental loss where the premium cover level is selected. This is not a replacement as new policy. Your gadget will be repaired, if possible, and replaced with a like for like refurbished model. Before you purchase this policy, you should check that you don't already have cover in place as you may already have gadget insurance through your home contents insurance, a packaged bank account, or a mobile phone contract.